The measures and innovations that we implement in the area of sustainability are also regularly evaluated by our rating agencies. Berlin Hyp has therefore been able to develop a very good position in recent years and achieve top marks in its peer group. The results of the evaluations are an important management instrument for us, and they show us where there is potential for improvement as well as opportunities to act.
Sustainability Management
Sustainability has been a central aspect of Berlin Hyp for years and is firmly anchored in our corporate strategy. Sustainability is one of Berlin Hyp’s primary objectives. This is clear to see from our good corporate governance, our social responsibility towards all our stakeholders and our responsibility towards the environment and climate protection.
In order to continue to make active and efficient progress on the topic of sustainability, we have created a sustainability management system in our bank that takes into account all areas of the company and incorporates these into its decision-making processes. Sustainability management forms the interface between the strategic and operational dimensions of sustainability. In various committees, decisions are prepared and their implementations supported. Take a look at the chart to see how we carry out our decision-making processes in a structured way.
In order to continue to make active and efficient progress on the topic of sustainability, we have created a sustainability management system in our bank that takes into account all areas of the company and incorporates these into its decision-making processes. Sustainability management forms the interface between the strategic and operational dimensions of sustainability. In various committees, decisions are prepared and their implementations supported. Take a look at the chart to see how we carry out our decision-making processes in a structured way.
next dimension – our far-reaching sustainability agenda
The objective is clear: by 2050, the German economy should be climate-neutral. The Federal Government has committed itself to this. Ambitious climate protection targets have therefore been set for the building sector, which, depending on the respective calculation, accounts for between 30 and 40 per cent of CO2 emissions in Germany.
“We see a completely new dimension of evaluation criteria and standards coming up for us and our customers in the challenges associated with achieving climate targets. That is why we have not only set ourselves a new sustainability target, but a far-reaching sustainability agenda. To this end, we have developed a comprehensive set of measures that make our contribution to the transformation even clearer.”
For more detailed information, please refer to our
Data, facts and figures
Big goals are achieved in small steps – Berlin Hyp has set itself the goal of increasing its green building ratio to 33 per cent by the end of 2025, in addition to achieving complete* transparency with regard to energy values within the financing portfolio by the end of 2023. Berlin Hyp regularly publishes its current ratios here so that, throughout the year, you can track our progress towards achieving this target.
*Properties that are exempt from the energy certificate requirement, such as listed properties, are recorded or taken into account accordingly.
Our sustainability ratings
In December 2020, Berlin Hyp was rated “B-” by the sustainability rating agency ISS ESG, one of the highest rating awarded in the financials/mortgage & public sector rating peer group. This rating means both “prime status” and inclusion in the category “good”. Berlin Hyp once again confirms its "Industry Leader" status.
In 2020, Berlin Hyp AG received a rating of AAA (on a scale of AAA-CCC) in the MSCI ESG Ratings assessment.
The use by Berlin Hyp AG of any MSCI ESG Research LLC or its affiliates (“MSCI”) data, and the use of MSCI logos, trademarks, service marks or index names herein, do not constitute a sponsorship, endorsement, recommendation, or promotion of Berlin Hyp AG by MSCI. MSCI services and data are the property of MSCI or its information providers, and are provided ‘as-is’ and without warranty. MSCI names and logos are trademarks or service marks of MSCI.
Our guidelines and standards
We pursue a long-term, responsible and risk-conscious business policy, thereby reliably contributing to the positive development of the economy and society.
We welcome the voluntary inclusion of ecological and social aspects in the real estate industry and the capital market. We are continually improving our own ecological and social “footprint”.
We take responsibility for the quality of our work. We behave fairly, comply with statutes and in addition adhere to relevant voluntary standards.
We offer our staff long-term professional perspectives in conjunction with a wide-ranging further training programme. We promote social diversity and the maintenance of health in our company, and we support our staff in social crises.
Implementation in core business
In our core business, we financially promote energy-efficient commercial real estate through an interest-rate advantage. This should increase the number of green buildings and thus contribute to the German 2050 Climate Action Plan. In the meantime, we have placed our sixth Green Bond for refinancing purposes within three and a half years and thus remain the most active issuer of green bonds in Europe in the segment of commercial banks.
In addition, we conceive future-oriented products and services centred on our core business, which offer genuine added value for the customer. While doing so, the importance of sustainability is steadily increasing - both for banks and in the real estate market. That’s why we are constantly expanding our social and ecological commitments.
Implementation in the liquidity portfolio/securities portfolio
Berlin Hyp has also implemented sustainability criteria in its strategic securities portfolio. To this end, a sustainability process has been established in which the portfolio is analysed every six months with regard to the exclusion criteria set out in the “UN Global Compact”.
The UN Global Compact identifies companies that are at high risk of violating the UNGC Principles. The Treasury actively seeks out dialogue with companies which are categorised as controversial in the course of the review and requests statements that have a considerable influence on the decision for further investment.
The focus here is on the notion of transformation. In addition, an increasing proportion of the securities portfolio is explicitly invested in ESG bonds (Green Bonds, Social Bonds, Sustainability Bonds).
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