A company of LBBW
Information pursuant to § 28 Pfandbrief Act
Berlin Hyp issues mortgage Pfandbriefs on the basis of Section 1 Paragraph 1 Sentence 1 PfandBG.
We grant mortgage loans for the cover funds based on Sections 13 - 17 PfandBG.
The geographical focus of our new mortgage lending is in Germany, especially in the urban areas of the old federal states. We achieve an international diversification of our cover assets through our business in selected European countries. For this purpose, Berlin Hyp maintains international offices in Amsterdam, Paris and Warsaw.
Further cover assets – also referred to as substitute cover assets – for mortgage Pfandbriefs are essentially defined in the PfandBG in Section 19 Paragraph 1 nos. 1 and 2. These are primarily claims against suitable credit institutions, the public sector and central banks. Further statutory provisions relating to non-underlying cover assets are as follows.
- Section 4 Paragraph 1 PfandBG, in which the composition of the statutory excess cover is determined;
- Section 4 Paragraph 1a, which defines liquid cover assets intended to safeguard the liquidity of the cover pool within the next 180 days.
In order to make sure that Pfandbriefs are mainly backed by underlying cover assets, the legislator has limited the proportion of other cover assets. Other cover assets are an important management tool for Pfandbrief banks in the context of liquidity management.
Pursuant to Section 28 PfandBG, Berlin Hyp publishes the composition of its Pfandbrief cover pools on a quarterly basis. The current and past transparency reports can be found below.
If you are also interested in the transparency reports of other Pfandbrief banks, you can find the cover fund assets of all vdp member institutions on the website of the Association of German Pfandbrief Banks (vdp).
31 March 2023
Transparency report as of March 2023
31 December 2022
Transparency report as of December 2022
30 September 2022
Transparency report as of September 2022
30 June 2022
Transparency report as of June 2022
31 March 2022
Transparency report as of March 2022
31 December 2021
Transparency report as of December 2021
30 September 2021
Transparency report as of September 2021
30 June 2021
Transparency report as of June 2021
Harmonized Transparency Template - HTT
Please find Berlin Hyp’s Harmonized Transparency Templates below. For further information please visit the ECBC Covered Bond Label's website.
31 March 2021
HTT Berlin Hyp - Q 1/2021
31 December 2020
HTT Berlin Hyp - Q 4/2020
30 September 2020
HTT Berlin Hyp - Q 3/2020
30 June 2020
HTT Berlin Hyp - Q 2/2020
31 March 2020
HTT Berlin Hyp - Q 1/2020
31 December 2019
HTT Berlin Hyp - Q 4/2019
30 September 2019
2019-09-30 HTT Berlin Hyp
30 June 2019