| Excerpt from the balance sheet in € m |
31.12.2011 |
31.12.2010 |
| Claims against banking institutions |
3,647 |
5,854 |
| Claims against customers |
23,009 |
22,988 |
| of which: |
|
|
| - a) Mortgage loans |
17,844 |
16,303 |
| - b) Public-sector loans |
4,983 |
6,307 |
| Liabilities to banking institutions |
12,462 |
12,805 |
| Liabilities to customers |
8,254 |
8,358 |
| of which: |
|
|
| - a) Mortgage registered Pfandbriefe |
3,587 |
3,299 |
| - b) Public registered Pfandbriefe |
1,551 |
1,756 |
| Securitised liabilities |
16,108 |
17,850 |
| of which: |
|
|
| - a) Mortgage Pfandbriefe |
8,369 |
7,819 |
| - b) Public Pfandbriefe |
5,340 |
7,543 |
| Reported equity |
831 |
831 |
| Balance sheet total |
38,556 |
40,738 |
| Excerpt from the Profit and Loss Account in € m |
2011 |
2010 |
| Net interest income |
216.3 |
215.1 |
| Net commission income |
22.2 |
16.6 |
| Staff expenditure |
37.3 |
38.9 |
| Other operating expenditure |
28.2 |
30.3 |
| Depreciations on tangible assets |
5.2 |
5.1 |
| Operating expenditure |
70.7 |
74.3 |
| Risk provisioning |
29.9 |
71.3 |
| Operating result |
129.8 |
88.0 |
| Net asset situation |
-13.6 |
4.0 |
| Bank levy |
8.5 |
0.0 |
| Extraordinary expenditure |
2.1 |
3.3 |
| Profit transfer |
105.4 |
86.4 |
| Net income for the year |
0.0 |
1.6 |
| |
|
|
| Cost-income ratio in % |
30.7 |
31.8 |
| Business development in € m |
2011 |
2010 |
| New loan commitments |
3,288 |
3,667 |
| Mortgages |
3,288 |
3,457 |
| of which: |
|
|
| -
Residential loans |
1,587 |
793 |
| - Commercial loans |
1,701 |
2,664 |
| Public-sector loans |
0 |
210 |
| Loan disbursements |
3,566 |
2,961 |
| of which: |
|
|
| - Mortgages |
3,566 |
2,630 |
| - Public sector loans |
0 |
210 |
| - Other loans |
0 |
121 |
| Other |
31.12.2011 |
31.12.2010 |
| Number of employees (as at the reporting date) |
419 |
441 |
